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st Century Digital Disruption Digital Disruption in the 21st Century

  • Writer: Peter Johnson
    Peter Johnson
  • Jan 9, 2024
  • 4 min read

We often use them. You are currently looking at the front ends of this blog. They are needed in order to have a successful digital banking experience. In a nutshell, they offer a way for customers to access the variety of products and services that come with digital banking through an efficient, user-friendly UI. Users won't be interested in your product if you don't deliver something they are satisfied with. That means that a bad front end won't get you far. This does not mean that the rest of the digital banking stack is insignificant. For instance, responsiveness and speed are crucial. Customers won't wait around for 15 minutes for a payment to be processed, but that situation can happen if the front end, more specifically, the UI and user interface, have been badly crafted and created. A considerable amount of effort is invested in the front-end of digital banking. Although other aspects of the system should not be disregarded, getting the front-end to function properly is of utmost importance when it comes to digital banking. People expect a great deal from their online experiences. They want something simple to comprehend, yet astute, responsive, and unexpected at the same time. Throughout my career in developing digital banking apps, I've noticed that we only get one opportunity to make a great first impression when the app is launched. Everything that comes afterward should reinforce why the user or customer made the decision to register for our app. To make things plain, we refer to "front ends" as... Focusing on mobile-first, I'm going to apply the concept of UX to mobile banking apps. This notion may also be applicable to other channels we examine in this article, particularly the web. UX, short for user experience, focuses on the front end, or the part of the system that the user interacts with. The visual and interactive user experience of a program is usually provided by its mobile front end. This can be found on the device, with an icon on its home screen or in its app library, or be obtained from the relevant platform's app store. An alternative is to sideload a progressive web application (PWA) directly onto the device, or access it through the device's web browser. Front-end developers typically give their attention to the screen, business and data layer programs. What occurs unrecognized to the viewers is handled by back-end developers. In order for back-end and front-end to cooperate properly, they must work alongside each other. Someone who self-identifies as a mobile application programmer is actually a front-end engineer familiar with the programming languages and technologies applied to create the front-end of the application. The size of the development team for the app can vary; there may be multiple individuals who are responsible for designing and constructing the front-end mobile app. It is possible that a single software engineer could create the app, resulting in them acquiring experience in both the front- and back-ends of development. The availability of front-end developer talents ranges from ten to thousands, all of whom boast their own unique technical and product abilities. If you're in web development, it's essential to know HTML, CSS, and JavaScript, along with in-depth skills and frameworks. When creating mobile applications, you usually focus on a single OS, like Android, and learn Kotlin and Java for Android apps, with iOS operating in a similar way. Front-end development puts emphasis on user programming. This encompasses activities such as data input/retrieval, viewing of animations, user interaction, utilization of buttons, navigational bars, and lists. The front end of the user experience forms the main focus. In an effort to refine it, software engineers and UX designers often collaborate. To put it another way, software engineers attempt to meet the needs of the UX designer and product leader, such as through the selection of colour palettes and styling. For instance, the font style could be applied to aspects like boxes and navigation. Clearly, conveying the branding, as well as the tone of the front-end content, is paramount. On a daily basis, they collaborate with either the development or delivery team to draft requirements, analyze, and assess UI and UX designs. In addition, they join forces with a UX designer to formulate application UI and UX. Software engineers utilize front-end frameworks in order to construct the structural support of an app's UX and UI. This provides an easy-to-build skeleton that can be adapted and expanded to introduce fresh functions. They construct and rollout reusable code while taking advantage of frameworks and front-end libraries. This spans the presentation layer, moves to the business layer, and continues even to the data and common layers. Software engineers collaborate with their product leader regularly to enhance mobile apps to be responsive, scalable, and user-friendly. They rectify production errors and technical debt in order to keep the stack well-functioning and efficient. Front-end developers collaborate with back-end engineers to gain knowledge on the APIs and how they can use them to add to the full-stack environment. This means that back-end developers can configure the server-side application logic with their front-end counterparts and set up the front end for optimal performance. Advance your comprehension of Digital Banking with my Digital Banking series! Ash (2023, June 7) explored the differences between frontend and backend app development in an article on www.lizard.global. He/She examined what each of these development processes entails. GeeksforGeeks (2019, July 11). Looking at the Difference Between Frontend and Backend. GeeksforGeeks. https://www.geeksforgeeks.org/frontend-vs-backend/

 
 
 

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